A native and lifelong resident of the city, she was known as Jackie to her friends, Meme to her family, and Ms. T to her House of Blues extended family.
Born on the exact day as Elvis Presley and the anniversary of the Battle of New Orleans, both music and a love for the city were inbred in her. As a young woman, she graduated from McMain Senior High School before attending Louisiana State University. She was president of her graduating senior class from the College of Education and taught second grade for one year prior to her engagement and marriage. .
While concentrating on her marriage, Toledano was devoted to her husband. The charismatic couple complemented one another very well and they enjoyed traveling to France and, later, to Israel. Closer to home, they spent extensive time in Destin, Florida, their favorite sanctuary.